Finding Balance: Building a Financial Life You Love
“Do not save what is left after spending, but spend what is left after saving.” - Warren Buffett
Finding balance in life — especially financial balance — isn’t always easy. Between mortgage payments, college savings, groceries, and trying to squeeze in a family vacation, it’s no wonder most of us feel like we’re juggling more than we can handle. But the truth is, financial wellness doesn’t mean having it all figured out. It means knowing your priorities and building a plan around what matters most.
I’ve worn a lot of hats over the years: financial planner, MBA student, corporate bond sales rep, real estate teammate, and most importantly, mom to three teenage girls. Every stage of life has taught me something new about how families manage their money — and where things can fall apart if the right support isn’t in place.
One thing I’ve noticed over and over again is this: people want to feel confident, not confused, when it comes to their money. Whether it’s understanding how much house they can afford, making sense of loan options, or just figuring out how to build a more stable future — they’re not looking for jargon, they’re looking for guidance.
That’s why I started this blog.
Here, you’ll find real-world advice, practical tips, and honest conversations about money, mortgages, and homeownership. No lectures, no fluff — just thoughtful posts to help you move forward with confidence.
5 Simple Ways to Start Building Financial Balance Today:
1. Set a clear monthly spending plan
Forget the rigid, unrealistic budgets that leave you feeling guilty every time you spend on something fun. Instead, focus on a clear monthly spending plan that reflects how you actually live. Take time to track where your money goes—essentials, savings, and yes, even little joys like takeout or a family movie night. The goal is to be aware, not perfect. Once you see your spending habits clearly, you’ll feel more in control and better prepared to make smart decisions.
2. Prioritize saving first
It’s easy to think of saving as something you do if there’s anything left over—but that mindset rarely builds financial security. Start flipping that approach: pay yourself first. Even a small amount transferred automatically into a savings account each payday can make a difference over time. Think of it like brushing your teeth—simple, daily consistency that protects you down the road. Set it, forget it, and let it grow.
3. Know your credit score
Your credit score isn’t just a number—it’s a key that opens (or closes) doors when it comes to getting a mortgage, qualifying for a credit card, or even renting an apartment. Take a few minutes each month to check your credit score and review your report for any mistakes. It’s one of the easiest ways to stay ahead financially and can help you qualify for better rates when it’s time to buy or refinance a home.
4. Plan for big expenses
You know they’re coming—car repairs, insurance premiums, school shopping, holiday gifts, and those once-a-year property tax bills. Don’t let them sneak up on you. Create a simple system to set aside small amounts each month for these larger, predictable expenses. That way, when they arrive, you’re not forced to dip into emergency savings or rely on credit cards to get by.
5. Ask for help
No one expects you to navigate finances, mortgages, and long-term planning all on your own. Whether it’s talking through your goals with a trusted financial advisor, getting pre-qualified for a mortgage, or just asking questions about what options are out there—I’m here to help. I’ve been in your shoes, and I know how empowering it is to feel supported by someone who listens and truly cares about your success.
This blog isn’t just about finance — it’s about helping people create a life that feels manageable, meaningful, and well-supported. My hope is that this space becomes a go-to resource when you need clarity, encouragement, or just a few tips to get back on track.
Thanks for stopping by — and I hope you’ll stick around.
– Jen
