Why Credit Matters
Published on: 06/04/2026
Whether you’re purchasing a home or considering a refinance, your credit plays a key role in the rates and loan options available to you.
Financial WellnessCredit Score

Whether you’re purchasing a home or considering a refinance, your credit plays a key role in the rates and loan options available to you.

Prequalification vs Preapproval: Do You Know the Difference?

Fannie Mae and Freddie Mac will now accept VantageScore 4.0, alongside traditional FICO scores. This changeis expected to help more people qualify for home loans.