credit score

Why Credit Matters

Financial Wellness| Credit Score
April 06, 2026•1 min read

Why a Credit Check Matters When Buying or Refinancing

Whether you’re purchasing a home or considering a refinance, your credit plays a key role in the rates and loan options available to you. Even small errors can impact your score more than you might expect.

Take time to review your credit reports for accuracy—confirm your personal information, account details, and payment history, and watch for any duplicate or unfamiliar accounts. Checking reports from Equifax, TransUnion, and Experian early—and disputing any errors—can help you put yourself in the strongest possible position before you move forward.

Credit Check Info

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Jen brings a wealth of experience from the financial services industry, starting as a Certified Financial Planner and later earning her MBA in Finance from Duke University. After working in Corporate Bond Sales and raising three daughters, she joined Team Pogue Real Estate, where she’s spent over a decade building community relationships. With a deep understanding of both finance and family life, Jen offers a personalized, thoughtful approach as a mortgage loan originator—committed to helping families find the right path to financial stability and homeownership.

Jennifer Blau

Jen brings a wealth of experience from the financial services industry, starting as a Certified Financial Planner and later earning her MBA in Finance from Duke University. After working in Corporate Bond Sales and raising three daughters, she joined Team Pogue Real Estate, where she’s spent over a decade building community relationships. With a deep understanding of both finance and family life, Jen offers a personalized, thoughtful approach as a mortgage loan originator—committed to helping families find the right path to financial stability and homeownership.

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